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When Does Mortgage Forbearance End?

When Does Mortgage Forbearance End?

“1 in 5 renters is behind on rent and just over 10 million homeowners are behind on mortgage payments. People of color face even greater hardship and are more likely to have deferred or missed payments, putting them at greater risk of eviction and foreclosure.” If you are in loan forbearance now, what happens next? When does mortgage forbearance end, and can you still take advantage of the benefits?

How to Sue a Company

How to Sue a Company

We’ve all been there, frustrated and fuming at a company that financially wronged us. As consumers, we receive little respect and less decency, but sometimes a company figuratively throws you under the bus. You’re left looking at your options and realizing they are few. At this point, you may wonder how to sue a company.

Can I Get Private Student Loan Forgiveness?

Can I Get Private Student Loan Forgiveness?

According to CNBC, 92% of student loan borrowers have federal loans. However, private student loans still make up 7.71% of the student loan debt in the U.S. (1) Our president is looking at ways to forgive federal student loans. But if you are one of the almost 8% with private loans, you may wonder if there is hope for widespread private student loan forgiveness.

How Long Do Hard Inquiries Stay On Credit Report?

How Long Do Hard Inquiries Stay On Credit Report?

If you take out a loan for a car or get a new credit card, these credit pulls are reported as “hard inquiries” by the lender to the credit bureaus. If you have too many hard inquiries on your credit report, you are more likely to be turned down for a mortgage or other loans. So, it is crucial to know how long hard inquiries stay on your credit report.

Does Medical Debt Affect Credit?

Does Medical Debt Affect Credit?

When you seek medical treatment, you often don’t know what your insurance company will cover. Depending on your health insurance, It’s not difficult to rack up medical bills for even a “covered” procedure. When you can’t pay your bill and you’re left wondering whether your credit will take the impact, there is some good news. Let’s look at how medical debt affects your credit. 

What Disabilities Qualify for Student Loan Forgiveness?

What Disabilities Qualify for Student Loan Forgiveness?

According to NerdWallet, Biden’s student loan forgiveness could wipe out debt for15 million borrowers with more than a third of federal borrowers seeing their balances fall to zero with $10,000 in debt cancellation. However, for now, the forgiveness only extends to students with total and permanent disability and to students who are under a federal law called the borrower defense to repayment. Find out if you qualify for debt forgiveness for your disabilities and who else is qualifying for student loan forgiveness in 2021.

How to Dispute A Collection on Your Credit Report

How to Dispute A Collection on Your Credit Report

If you have a bill that you do not pay, the business can send it to a debt collection agency that can report your debt to a Nationwide Credit Reporting Agency. But what if you do not owe the debt? What if the credit reporting agency reports inaccurate and harmful information about your creditworthiness? Learn what to do if you need to dispute a collection account on your credit report.