Credit Reporting Issues
Serving Clients in Phoenix, Salt Lake City & Beyond
A credit score is crucial to ensuring you get the best outcome when buying a home, car, or trying to obtain a job. There are three major credit reporting agencies in the United States (check your free annual credit report by clicking here), and these companies collect information about you to sell to other parties who want to know about your loan history and other behavior. Sometimes, however, these reports are inaccurate and can lead to negative outcomes. If this happened to you, the consumer protection attorneys at Law Zebra can help.
Requirements for Credit Reporting Agencies
The Fair Credit Reporting Act stipulates reasonable procedures that all agencies must follow in order to assure maximum accuracy in any report about you. It also allows you to request that they reinvestigate any inaccurate information or update information that may be too old to be reported. Doing so can help you avoid creditor harassment and obtain better rates for mortgage and auto loans.
If you find inaccurate information, you should:
- Identify the misleading piece of data
- Contact a consumer protection attorney
- Send a written request directly to them
- Wait up to 30 days for a response
Following this period, you will be within your rights to file a lawsuit and demand that the credit reporting agency implement the changes they are legally require to make.
Schedule a Free Consultation
If you decide to move forward with a lawsuit, you should consult an attorney to ensure you have a strong case prepared to fight for what you deserve. During your free consultation with one of our attorneys, we will go over the details of your situation and give you a clear road map of what to expect in the coming proceedings.
Don’t wait to call our firm. Dial (801) 820-9955 now.
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Work with successful trial attorneys who are ready to protect and defend your rights as a consumer to keep you out of the lion's den when financial hardships are on the horizon.Call Today at 801-820-9955