Credit Reporting Issues Not Everything Is Black & White

Credit Reporting Issues

Serving Clients in Phoenix, Salt Lake City & Beyond

A credit score is crucial to ensuring you get the best outcome when buying a home, car, or trying to obtain a job. There are three major credit reporting agencies in the United States (check your free annual credit report by clicking here), and these companies collect information about you to sell to other parties who want to know about your loan history and other behavior. Sometimes, however, these reports are inaccurate and can lead to negative outcomes. If this happened to you, the consumer protection attorneys at Law Zebra can help.

Call (801) 820-9955 now or contact us online to schedule your free consultation.

Requirements for Credit Reporting Agencies

The Fair Credit Reporting Act stipulates reasonable procedures that all agencies must follow in order to assure maximum accuracy in any report about you. It also allows you to request that they reinvestigate any inaccurate information or update information that may be too old to be reported. Doing so can help you avoid creditor harassment and obtain better rates for mortgage and auto loans.

If you find inaccurate information, you should:

  • Identify the misleading piece of data
  • Contact a consumer protection attorney
  • Send a written request directly to them
  • Wait up to 30 days for a response

Following this period, you will be within your rights to file a lawsuit and demand that the credit reporting agency implement the changes they are legally require to make.

Schedule a Free Consultation

If you decide to move forward with a lawsuit, you should consult an attorney to ensure you have a strong case prepared to fight for what you deserve. During your free consultation with one of our attorneys, we will go over the details of your situation and give you a clear road map of what to expect in the coming proceedings.

Don’t wait to call our firm. Dial (801) 820-9955 now.

Client Reviews

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  • Energy & Zeal

    “Tyler Ayres is an excellent attorney and human being... a combination that is essential for good legal representation. He is also an important advocate for our citizens and the community.”

    - Jessica C.
  • I Couldn't be More Thankful

    “He took the time to understand my situations and was always there to address any questions or concerns I had. Tyler treated me with respect during the whole process. The outcomes of both cases ended up favorably and I couldn't be more thankful.”

  • Talented, Creative, Personable & Successful

    “Scott is a very talented, creative, personable and successful trial lawyer. For class actions or consumer law, Scott's the man.”

    - Charles D.
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Law Zebra

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Not Everything Is Black & White Bankruptcy Is Not Your Only Choice

Work with successful trial attorneys who are ready to protect and defend your rights as a consumer to keep you out of the lion's den when financial hardships are on the horizon.

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