Creditor Harassment Attorneys
Free Consultations to Help You Put an End to Abusive Behavior
It can be scary to constantly receive calls from creditors who demand payment for debts, especially if they threaten legal action. While these calls may seem within their rights, there are laws in place that limit the frequency with which they can contact you and what they are allowed to say to you.
According to The Fair Debt Collection Practices Act (FDCPA) creditors cannot harass, oppress, or abuse any debtor regarding thier debt collection. You have the right to tell the debt collector to stop calling. If they refuse to comply, the creditor harassment attorneys with Law Zebra offer legal solutions to get you through your challenges.
How to Stop Creditor Debt Harassment
Most Americans are in debt. Whether that comprises student loans, car payments, or a mortgage, owing money is stressful and can feel like a constant uphill battle. Some creditors make this worse, however, by making threats of placing bank levies, garnishing wages, or even having a person arrested. These are illegal activities.
If a collector continues to make harassing phone calls, you should:
- Keep track of all phone calls from debt collectors
- Always ask who is calling
- Write down the time and days of the calls
The Fair Debt Collection Practices Act and the Telephone Consumer Protection Act (TCPA) state that debt collectors and telemarketers are not allowed to contact your cell phone without permission.
These laws also prohibit:
- Phone calls before 8 a.m. or after 9 p.m.
- Anonymous calls
- Use of artificial voices
- Use of threats of legal action
- Violations of the National Do Not Call Registry
Can I Sue Debt Collectors for Harassment?
Yes, based on the Fair Debt Collection Practices Act if a debt collector violates any of your rights you may able to seek liability. If the debt collector engages in harassment you may be entitled up $1000 as well as the coverage for court and attorney fees.
Contact a Debt Harassment Attorney Today
Many consumers feel powerless when it comes to debt collection harassment. The good news is that you can stop it. Law Zebra is in your corner. Because each client and case is different, we utilize a vast arsenal of legal resources and contacts to achieve the best possible results. Take the first step towards ending the harassment and regaining your peace of mind. Our lawyers are ready to protect your rights as a consumer.
Call (801) 820-9955 now to schedule a consultation and begin your road to independence.
Energy & Zeal- Jessica C.
I Couldn't be More Thankful
Talented, Creative, Personable & Successful- Charles D.
Work with successful trial attorneys who are ready to protect and defend your rights as a consumer to keep you out of the lion's den when financial hardships are on the horizon.Call Today at 801-820-9955