Right & Wrong Debt Collection Lawyers
Serving Clients in Arizona, Salt Lake City & Beyond
Nearly everyone in America is in debt. It is something most of us deal with on a regular basis, and it is stressful. It can become even worse when debt collectors bombard you with harassing phone calls on a daily basis. These collectors may threaten wage garnishment, bank levies, or arrest. They may even threaten to make phone calls to the Division of Family Services, employers, and friends. While these threats are completely illegal, they are still frightening. Let the Arizona and Salt Lake City consumer protection attorneys at Law Zebra help you put a stop to them.
Your Rights against Illegal Debt Collection Practices
The Fair Debt Collection Practices Act requires debt collectors to contact people by mail. The letter must contain precise and specific information to help the recipient resolve their debt, including the name of the creditor and the exact amount that is due. If you’ve received phone calls but not letters in the U.S. Mail, you have an actionable claim against a bad debt collector.
There are also limitations on the hours of the day collection agencies can make calls and to whom they can make those calls. For example, some collectors have been known to call the parents of the debtor. This is a serious violation. Third parties can only be contacted if a debtor cannot be located. If a debt collector has contacted your family members, neighbors, or employer, you have an actionable claim.
How to Proceed with Your Case
The more you understand your rights, the better your chances are of avoiding fraud suffering the damages that will ruin your credit. If you were illegally contacted by a debt collection service, it is important to contact a consumer protection rights attorney who has a track record of protecting client rights. Law Zebra can help you gather important information to put an end to the creditor harassment and help you find peace of mind once again.
Schedule your free consultation now by calling (801) 820-9955.
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Work with successful trial attorneys who are ready to protect and defend your rights as a consumer to keep you out of the lion's den when financial hardships are on the horizon.Call Today at 801-820-9955