by Whoosh Agency | Jan 12, 2021 | Consumer Debt, Creditor Harassment, Debt Collection
In our society, some types of debt can be good. Having a high credit score depends on having a responsible credit record that includes a normal amount of debt for your income level. This is called your debt-to-income ratio. 44% of Americans rely on a car loan when...
by Whoosh Agency | Jan 5, 2021 | Consumer Debt, Creditor Harassment, Debt Collection
If you have been struggling to pay bills recently, you are not alone. According to the Washington Post, “Millions of Americans who lost their jobs during the pandemic have fallen thousands of dollars behind on rent and utility bills, a warning sign that people are...
by Whoosh Agency | Oct 7, 2020 | Creditor Harassment, Debt Collection
If you are wondering what to do with crushing debt, you are not alone. According to the Consumer Financial Protection Bureau (CFPB), in 2018, roughly 28 percent of consumers with a credit file at a nationwide consumer reporting agency had a debt reported by a...