by Whoosh Agency | Jan 12, 2021 | Consumer Debt, Creditor Harassment, Debt Collection
In our society, some types of debt can be good. Having a high credit score depends on having a responsible credit record that includes a normal amount of debt for your income level. This is called your debt-to-income ratio. 44% of Americans rely on a car loan when...
by Whoosh Agency | Dec 15, 2020 | Consumer Debt, Creditor Harassment, Debt Collection
Have you have ever forgotten to pay a bill or couldn’t pay a bill and the creditor eventually quit contacting you for payment? If so, you were responsible for what is considered “bad debt.” Anytime a consumer does not pay a debt and the creditor writes it off,...
by Whoosh Agency | Oct 27, 2020 | Debt Collection
Finding out you owe money to a Creditor is not exciting news. Finding out you owe money that you didn’t spend is even worse. Perhaps a debt collection agency called you demanding payment or you pulled up your annual free credit report and saw that you have a mark...
by Whoosh Agency | Oct 20, 2020 | Debt Collection
If you are close to falling behind on credit card payments, your mortgage, your car loan or any other debt, you are not alone. In a 2017 poll from Amino, 37 percent of Americans said they would go into debt if faced with a medical bill of $100 or more. It is easy to...