by Whoosh Agency | May 11, 2021 | Mortgage Foreclosure, Subprime
According to the White House, “1 in 5 renters is behind on rent and just over 10 million homeowners are behind on mortgage payments. People of color face even greater hardship and are more likely to have deferred or missed payments, putting them at greater risk of...
by Whoosh Agency | Apr 20, 2021 | Credit Reporting Issues
If you take out a loan for a car or get a new credit card, these credit pulls are reported as “hard inquiries” by the lender to the credit bureaus. If you have too many hard inquiries on your credit report, you are more likely to be turned down for a mortgage or other...
by Whoosh Agency | Mar 26, 2021 | Credit Reporting Issues
Businesses can sell overdue debt to a debt collection agency that can report debt to a Nationwide Credit Reporting Agency. But what if the credit reporting agency reports inaccurate and harmful information about your creditworthiness? Learn what to do to dispute a...
by Whoosh Agency | Dec 15, 2020 | Consumer Debt, Creditor Harassment, Debt Collection
Have you have ever forgotten to pay a bill or couldn’t pay a bill and the creditor eventually quit contacting you for payment? If so, you were responsible for what is considered “bad debt.” Anytime a consumer does not pay a debt and the creditor writes it off,...
by Whoosh Agency | Dec 1, 2020 | Consumer Debt, Creditor Harassment, Debt Collection, Telephone Regulation
As a consumer in our society, we often come against problems with a business that doesn’t care about treating customers with any respect. They use and abuse the ones who make the business successful and have no remorse. That is why we have laws to protect consumers...