fbpx
How to Improve Debt to Income Ratio

How to Improve Debt to Income Ratio

If you’ve ever tried to get a mortgage or a car loan, you likely heard the term “debt to income ratio.” This ratio is a number that lenders use to determine how much more debt you can afford to pay each month. If your debt to income ratio is high, lenders will be less...
7 Steps to Deal with Bad Debt

7 Steps to Deal with Bad Debt

If you are close to falling behind on credit card payments, your mortgage, your car loan or any other debt, you are not alone. In a 2017 poll from Amino, 37 percent of Americans said they would go into debt if faced with a medical bill of $100 or more. It is easy to...
How to Get Out of Credit Card Debt

How to Get Out of Credit Card Debt

It is financially and emotionally crippling to have high interest credit card debt. According to CNBC, “55% of Americans with credit cards have debt.” According to Fool.com, The average American’s credit card balance is $6,194 as of the second...