by Whoosh Agency | Mar 3, 2021 | Consumer Debt
If you are behind on your bills and wondering what to do, you are not alone. According to the Consumer Financial Protection Bureau’s recent report, “ Over 11 million families are behind on their rent or mortgage payments: 2.1 million families are behind at least three...
by Whoosh Agency | Feb 24, 2021 | Consumer Debt, Subprime
If you’ve ever tried to get a mortgage or a car loan, you likely heard the term “debt to income ratio.” This ratio is a number that lenders use to determine how much more debt you can afford to pay each month. If your debt to income ratio is high, lenders will be less...
by Whoosh Agency | Nov 17, 2020 | Consumer Debt, Debt Collection, Medical Debt, Mortgage Foreclosure, News, Student Loans, Subprime
Most of us have a favorite meme about 2020. You know the ones. They poke fun at our plight this year. From fear of covid and murder hornets to the mask debate to living in our underwear and vowing never to leave our house (and the gasp! election) the certain fact is...
by Whoosh Agency | Oct 20, 2020 | Debt Collection
If you are close to falling behind on credit card payments, your mortgage, your car loan or any other debt, you are not alone. In a 2017 poll from Amino, 37 percent of Americans said they would go into debt if faced with a medical bill of $100 or more. It is easy to...
by Whoosh Agency | Oct 13, 2020 | Consumer Debt
It is financially and emotionally crippling to have high interest credit card debt. According to CNBC, “55% of Americans with credit cards have debt.” According to Fool.com, The average American’s credit card balance is $6,194 as of the second...