by Whoosh Agency | Feb 24, 2021 | Consumer Debt, Subprime
If you’ve ever tried to get a mortgage or a car loan, you likely heard the term “debt to income ratio.” This ratio is a number that lenders use to determine how much more debt you can afford to pay each month. If your debt to income ratio is high, lenders will be less...
by Whoosh Agency | Nov 24, 2020 | Consumer Debt
It’s the holiday season again and our shopping habits tend to get a bit interesting this time of year. Black Friday, Cyber Monday, & various seasonal holidays tend to get us in the mood to shop ‘til we drop. You might splurge on the newest gaming system for the...