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7 Steps to Deal with Bad Debt

7 Steps to Deal with Bad Debt

If you are close to falling behind on credit card payments, your mortgage, your car loan or any other debt, you are not alone. In a 2017 poll from Amino, 37 percent of Americans said they would go into debt if faced with a medical bill of $100 or more. It is easy to...
What Are Subprime Loans and Their Pros and Cons?

What Are Subprime Loans and Their Pros and Cons?

A subprime loan is a type of loan offered at a higher rate than prime to people who don’t qualify for prime rate loans. Often, subprime borrowers have been rejected by traditional lenders because they have low credit scores or have other factors that give lenders...