by Whoosh Agency | Mar 26, 2021 | Credit Reporting Issues
Businesses can sell overdue debt to a debt collection agency that can report debt to a Nationwide Credit Reporting Agency. But what if the credit reporting agency reports inaccurate and harmful information about your creditworthiness? Learn what to do to dispute a...
by Whoosh Agency | Mar 16, 2021 | Consumer Debt, Judgment Relief
If a judge has recently ruled against you in a debt judgment, you may be facing overwhelming amounts of debt. However, just because the judge rules against you doesn’t mean it’s the end of the road. You have rights as a consumer that include filing a motion for...
by Whoosh Agency | Mar 3, 2021 | Consumer Debt
If you are behind on your bills and wondering what to do, you are not alone. According to the Consumer Financial Protection Bureau’s recent report, “ Over 11 million families are behind on their rent or mortgage payments: 2.1 million families are behind at least three...
by Whoosh Agency | Feb 18, 2021 | Student Loan Trusts, Student Loans
College students often take out Federal loans because of low interest rates and fair terms. There are no definitive programs for deferment, forbearance, cancellation, or affordable repayment rights with a private student loan. It is also more likely that you get a...
by Whoosh Agency | Jan 12, 2021 | Consumer Debt, Creditor Harassment, Debt Collection
In our society, some types of debt can be good. Having a high credit score depends on having a responsible credit record that includes a normal amount of debt for your income level. This is called your debt-to-income ratio. 44% of Americans rely on a car loan when...