by Whoosh Agency | Mar 3, 2021 | Consumer Debt
If you are behind on your bills and wondering what to do, you are not alone. According to the Consumer Financial Protection Bureau’s recent report, “ Over 11 million families are behind on their rent or mortgage payments: 2.1 million families are behind at least three...
by Whoosh Agency | Feb 18, 2021 | Student Loan Trusts, Student Loans
College students often take out Federal loans because of low interest rates and fair terms. There are no definitive programs for deferment, forbearance, cancellation, or affordable repayment rights with a private student loan. It is also more likely that you get a...
by Whoosh Agency | Jan 12, 2021 | Consumer Debt, Creditor Harassment, Debt Collection
In our society, some types of debt can be good. Having a high credit score depends on having a responsible credit record that includes a normal amount of debt for your income level. This is called your debt-to-income ratio. 44% of Americans rely on a car loan when...
by Whoosh Agency | Jan 5, 2021 | Consumer Debt, Creditor Harassment, Debt Collection
If you have been struggling to pay bills recently, you are not alone. According to the Washington Post, “Millions of Americans who lost their jobs during the pandemic have fallen thousands of dollars behind on rent and utility bills, a warning sign that people are...
by Whoosh Agency | Dec 15, 2020 | Consumer Debt, Creditor Harassment, Debt Collection
Have you have ever forgotten to pay a bill or couldn’t pay a bill and the creditor eventually quit contacting you for payment? If so, you were responsible for what is considered “bad debt.” Anytime a consumer does not pay a debt and the creditor writes it off,...
