by Whoosh Agency | May 11, 2021 | Mortgage Foreclosure, Subprime
According to the White House, “1 in 5 renters is behind on rent and just over 10 million homeowners are behind on mortgage payments. People of color face even greater hardship and are more likely to have deferred or missed payments, putting them at greater risk of...
by Whoosh Agency | Feb 24, 2021 | Consumer Debt, Subprime
If you’ve ever tried to get a mortgage or a car loan, you likely heard the term “debt to income ratio.” This ratio is a number that lenders use to determine how much more debt you can afford to pay each month. If your debt to income ratio is high, lenders will be less...
by Whoosh Agency | Sep 29, 2020 | Student Loans
If you are struggling to pay your student loans in today’s economy, you are not alone. According to The Institute for College Access & Success, a nonprofit organization, “about two in three (65 percent) college seniors who graduated from public and private...
by Whoosh Agency | Sep 22, 2020 | Student Loans
If you are struggling with student loan debt, it can be overwhelming and stressful. You are not alone though. A Nerd Wallet 2018 study shows that “The average U.S. household with student debt owes $47,671”. Student debt is a common problem, but it is not...
by Whoosh Agency | Sep 8, 2020 | Student Loans
Over 44 million Americans have student loan debt, according to a 2018 report by the Federal Reserve Bank of New York. The total amount of student loan debt is more than $1.47 trillion, as of the end of 2018. Student loan debt in America is greater than credit card...