by Whoosh Agency | May 11, 2021 | Mortgage Foreclosure, Subprime
According to the White House, “1 in 5 renters is behind on rent and just over 10 million homeowners are behind on mortgage payments. People of color face even greater hardship and are more likely to have deferred or missed payments, putting them at greater risk of...
by Whoosh Agency | Apr 20, 2021 | Credit Reporting Issues
If you take out a loan for a car or get a new credit card, these credit pulls are reported as “hard inquiries” by the lender to the credit bureaus. If you have too many hard inquiries on your credit report, you are more likely to be turned down for a mortgage or other...
by Whoosh Agency | Feb 10, 2021 | Student Loan Trusts, Student Loans
When you take out a private student loan, there can be holes in your knowledge about who actually owns your debt and who stands to profit from your payments. The US private college loan system is a bit more complicated than you owing money to your lender. Many...
by Whoosh Agency | Jan 20, 2021 | Consumer Debt, Mortgage Foreclosure
Mortgage companies do not offer loans for free. Some lenders use fair and reasonable fees, interest rates, terms, and conditions. Other lenders, however, are out for your lifeblood. Recently, the Consumer Financial Protection Bureau started a project to crackdown on...
by Whoosh Agency | Jul 1, 2020 | Mortgage Foreclosure
Before your lender can auction your house at a foreclosure sale, you will get a formal notice about the foreclosure. If you have received foreclosure papers, you have a certain amount of time to take action. How much time you have differs from state to state. Here are...
