by Whoosh Agency | Feb 10, 2021 | Student Loan Trusts, Student Loans
When you take out a private student loan, there can be holes in your knowledge about who actually owns your debt and who stands to profit from your payments. The US private college loan system is a bit more complicated than you owing money to your lender. Many...
by Whoosh Agency | Jan 20, 2021 | Consumer Debt, Mortgage Foreclosure
Mortgage companies do not offer loans for free. Some lenders use fair and reasonable fees, interest rates, terms, and conditions. Other lenders, however, are out for your lifeblood. Recently, the Consumer Financial Protection Bureau started a project to crackdown on...
by Whoosh Agency | Jul 1, 2020 | Mortgage Foreclosure
Before your lender can auction your house at a foreclosure sale, you will get a formal notice about the foreclosure. If you have received foreclosure papers, you have a certain amount of time to take action. How much time you have differs from state to state. Here are...
by Whoosh Agency | Jun 25, 2020 | Subprime
A subprime loan is a type of loan offered at a higher rate than prime to people who don’t qualify for prime rate loans. Often, subprime borrowers have been rejected by traditional lenders because they have low credit scores or have other factors that give lenders...