by Whoosh Agency | May 11, 2021 | Mortgage Foreclosure, Subprime
According to the White House, “1 in 5 renters is behind on rent and just over 10 million homeowners are behind on mortgage payments. People of color face even greater hardship and are more likely to have deferred or missed payments, putting them at greater risk of...
by Whoosh Agency | Feb 24, 2021 | Consumer Debt, Subprime
If you’ve ever tried to get a mortgage or a car loan, you likely heard the term “debt to income ratio.” This ratio is a number that lenders use to determine how much more debt you can afford to pay each month. If your debt to income ratio is high, lenders will be less...
by Whoosh Agency | Nov 17, 2020 | Consumer Debt, Debt Collection, Medical Debt, Mortgage Foreclosure, News, Student Loans, Subprime
Most of us have a favorite meme about 2020. You know the ones. They poke fun at our plight this year. From fear of covid and murder hornets to the mask debate to living in our underwear and vowing never to leave our house (and the gasp! election) the certain fact is...
by Whoosh Agency | Oct 27, 2020 | Debt Collection
Finding out you owe money to a Creditor is not exciting news. Finding out you owe money that you didn’t spend is even worse. Perhaps a debt collection agency called you demanding payment or you pulled up your annual free credit report and saw that you have a mark...
by Whoosh Agency | Jul 1, 2020 | Mortgage Foreclosure
Before your lender can auction your house at a foreclosure sale, you will get a formal notice about the foreclosure. If you have received foreclosure papers, you have a certain amount of time to take action. How much time you have differs from state to state. Here are...
