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How to Improve Debt to Income Ratio

How to Improve Debt to Income Ratio

If you’ve ever tried to get a mortgage or a car loan, you likely heard the term “debt to income ratio.” This ratio is a number that lenders use to determine how much more debt you can afford to pay each month. If your debt to income ratio is high, lenders will be less...
How Long Until a Medical Bill Goes to Collections

How Long Until a Medical Bill Goes to Collections

How Long Until a Medical Bill Goes to Collections? First off, you are not alone if you have medical debt. According to the Consumer Finance Protection Bureau, 52% of collections are medical debt. Sometimes it can feel embarrassing to have medical bills that you can’t...
How to Get Rid of Medical Debt?

How to Get Rid of Medical Debt?

When you have medical bills, it can seem daunting when thinking of paying them off. Sometimes the way to pay off medical bills isn’t as clear cut as other debt such as a mortgage or auto loan. With medical debt, there is more room to negotiate the terms of repayment...